1. How does payroll withholding help a company's employees? (1-2 sentences. 2.0 points) 2. List at least three types of tax that a company may have to withhold from employees' paychecks. (1-3 sentences. 3.0 points)

3. What are the two main types of tax forms a company provides to employees so the employees can fill out their 1040 tax form? (1-2 sentences. 2.0 points)

4. List at least two tips for using credit wisely. (1-2 sentences. 2.0 points)

5. Why is a bank more likely to offer you credit if you have a co-signer with good credit? (1-4 sentences. 3.0 points)

6. Describe at least three things a bank would consider about you when deciding whether to give you a loan. (1-3 sentences. 3.0 points)

7. Write at least two policies that a company could use to decide which customers to offer credit to. (1-2 sentences. 2.0 points)

8. Which type of credit requires that borrowers carefully manage the debt so it doesn't get out of control? Explain why this type of credit requires more careful management. (1-5 sentences. 3.0 points)