Which of the following is generally true about savings vehicles?
a savings vehicles are only useful for long-term investments.
b people should evaluate different forms of savings vehicles based on their needs.
c savings vehicles are never insured.
d all the above

Without stratospheric ozone, which of the following would most likely occur? i. smog over major cities would be greatly reduced. ii. farms would produce surplus crops because of increased photosynthesis. iii. uv radiation would damage phytoplankton and reduce populations of aquatic consumers. i only ii only iii only i and ii i and iii