Accounts in non-depository institutions are almost always insured by the government.

1. Accounts in non-depository institutions are almost always insured by the government.
[x]True
False

2. All financial institutions are equally safe and beneficial to use.
True
[x]False
3. Financial experts recommend that you compare at least several different financial institutions in your area and find the one that best meets your needs.
[x]True
False

4.Personal financial planning is the process of creating and achieving financial goals.
[x]True
False

5. Shared decision-making is always a positive strategy to take.
True
[x]False

Labor costs would be a large factor holding production of shade-grown coffee back. if it requires higher labor costs to receive a smaller benefit per hectare, then these costs would be prohibitive on expanding this practice to all coffee growing.