Describe the process for applying for a new federal bank charter, including who is responsible for granting the charter and what information is required to complete an application.

The biome pictured above is found in areas such as kenya and south africa. the land is grass-covered with very few trees and gazelles and other grazers are common here. why does this biome have a low population of trees? a) large grazing animals destroy the trees. b) it is a deforested rainforest with poor soil. c) it has high temperatures and low precipitation. d) it has a long rainy season followed by flooding.