5.) there is virtually no risk if an existing business expands. a. true b. false 6.) buying insurance businesses in which of the following ways? a. it lowers the cost of running a business. b. an attorney should be consulted when purchasing it. c. it can cover many of the costs if a disaster occurs. d. all of the above 7.) human risk includes which of the following? a. a key supplier might go out of business. b. a key member could suddenly depart. c. the bank manager might not approve a loan. d. business may decline significantly in certain seasons.